Built for the institutions reshaping African financial services.
Run customer accounts, savings, lending, branch operations, accounting and payments on a configurable core designed to reduce the technology cost and complexity of operating a financial institution.
Modernize your bank without enterprise core banking costs.
Run customer accounts, savings, lending, branch operations, accounting and payments on a configurable core designed to reduce the technology cost and complexity of operating a financial institution.
A single core for the branch floor, the lending book and the finance team.
WHAT YOU RUN ON OREBAN
- Customer and account lifecycle across branches
- Savings, current and fixed deposit products
- Loan origination, repayment and delinquency management
- Tills, vaults and cash operations with maker-checker
- Chart of Accounts, postings and Trial Balance
- Payment rails through a single integration layer
Banking infrastructure designed to move as fast as your product team.
Build financial experiences on configurable products, APIs and integrations without having to build and maintain the entire banking core yourself.
Your team ships the experience. OREBAN keeps the ledger correct underneath it.
WHAT YOU RUN ON OREBAN
- Accounts and balances exposed through APIs
- Product configuration without core development cycles
- Transaction processing with double-entry accounting behind it
- Webhooks for channel and ledger events
- Identity, KYC and payment provider connections
- Operational controls your compliance team can evidence
Run lending products from configuration to repayment.
Configure loan products, interest methods and repayment schedules, manage disbursements and collections, and keep lending activity connected to the institution’s accounting core.
Every disbursement, repayment and write-off lands in the ledger as it happens.
WHAT YOU RUN ON OREBAN
- Loan product configuration and eligibility rules
- EMI, Equal Principal and Bullet repayment schedules
- Interest methods, fees and penalty configuration
- Disbursement through connected payment providers
- Collections, arrears tracking and delinquency states
- Loan accounting posted straight to the general ledger
Different institutions. The same core underneath.
The configuration changes between a microfinance bank, a digital bank and a lender. The infrastructure they are configuring does not.
The same accounting core
Whatever products you run, every transaction resolves into double-entry postings against your Chart of Accounts.
The same product engine
Interest, fees, limits, eligibility and repayment behaviour are configured by your team rather than requested from a vendor.
The same integration layer
Payment rails, identity providers and other financial services connect through one layer instead of into the core itself.
The same migration path
Institutions arriving from a legacy core move through mapping, validation, reconciliation and a controlled cutover.
Tell us which of these you are.
We will show you the configuration that matches how your institution actually operates.