Core banking, without the legacy cost.
Launch and operate financial products on modern, configurable banking infrastructure built for African financial institutions.
Built to lower the cost and complexity of running a financial institution.
Launch Faster
Configure and launch savings, current accounts, loans, fees and other financial products without lengthy development cycles.
Spend Less
Access modern core banking infrastructure without the large licensing, implementation and maintenance costs associated with traditional cores.
Configure More
Control products, fees, limits, workflows and operational rules around the way your institution actually works.
Integrate Once
Connect to payment rails and financial-service providers through OREBAN’s integration layer instead of maintaining separate integrations across your systems.
One core. Your entire banking operation.
OREBAN brings the infrastructure required to manage customers, accounts, deposits, lending, transactions, accounting and day-to-day banking operations into one configurable platform.
Build financial products without rebuilding your core.
Configure how your institution’s products work—from eligibility and KYC requirements to interest, fees, limits, repayment structures and accounting behaviour. OREBAN gives your team the flexibility to evolve products without redesigning the underlying banking infrastructure.
Connect your institution to the financial ecosystem.
OREBAN provides an integration layer for connecting payment processors, identity providers and other financial services to your core. Reduce duplicated integration work and avoid hardwiring your institution to a single provider.
Connect once. Expand without rebuilding your core.
Move forward without leaving your books behind.
Migrate customers, accounts, products and financial balances through a controlled cutover process designed around mapping, validation and reconciliation.
Validated closing position
- Customer deposits
- Loan portfolio
- Cash and vault
- Suspense and other
Reconciled opening position
- Customer deposits
- Loan portfolio
- Cash and vault
- Suspense and other
Legacy closing position in. Reconciled OREBAN opening position out.
THE CONTROLLED CUTOVER
- 1
Map
Legacy structures matched to their destinations
- 2
Validate
Exceptions surfaced before they reach the core
- 3
Migrate
Customers and accounts moved in batches
- 4
Reconcile
Subledgers agreed against the closing position
- 5
Cut Over
Opening position posted with an audit trail
- 6
Go Live
Operations resume on the new core
Modern core banking capability without traditional core banking cost.
The difference is not a shorter feature list. It is a different cost structure, a different configuration model and a different way of connecting to the rest of the financial ecosystem.
One core, configured around how your institution operates.
Microfinance banks, digital banks and lenders run different products on the same underlying core — the configuration is what changes.
Your channels. Powered by OREBAN.
Build mobile banking, internet banking and other financial experiences on top of OREBAN’s APIs. Customers, accounts, transactions, loans and webhooks are exposed to your engineering team, with the accounting behaviour handled inside the core.
- Token-based authentication
- Customers & Accounts APIs
- Transactions & Loans APIs
- Webhooks for core events
POST /v1/accounts HTTP/1.1
Authorization: Bearer <token>
{
"customer_id": "cus_8Q2K4M",
"product_code": "SAV-STD",
"currency": "NGN",
"branch_code": "LAG-01"
}Core banking, answered plainly.
The questions institutions ask us in the first conversation.
A cloud-based Core Banking-as-a-Service platform. Customers, accounts, products, lending, banking operations and the general ledger run inside it, and your channels connect through its APIs. It is the core itself, not a dashboard on top of one.
African financial institutions — microfinance banks, digital banks and fintechs, and digital lenders. The same core underneath, configured differently for each.
The delivery model. Cloud infrastructure instead of servers you run, a subscription instead of a large upfront licence, configuration instead of vendor change requests, and one integration layer instead of point-to-point work per provider.
Yes, through a controlled migration and cutover: mapping, validation, migration, reconciliation, cutover and go-live. The opening position in OREBAN has to match your validated legacy closing position before you go live.
Products are configured rather than developed — eligibility, interest, fees, limits, repayment structure and accounting behaviour are all settings your team controls. How fast depends on your own approval process, not on our release cycle.
See what your institution could run on OREBAN.
Tell us what you are building—or what you are replacing—and we will show you how OREBAN can support it.